The Australian Economy is Looking Up for 2018

Some of us aren’t sad to see 2017 go, and with data that confirms 2018 is set to be a better year economically, we can’t help but look forward to the New Year and continued economic growth. Here’s a little insight into why we think 2018 will be bigger and better than 2017. To date, employment has steadily increased over …

Alex KempthorneThe Australian Economy is Looking Up for 2018

Launch Finance Shortlisted for 2018 Better Business Awards

We are thrilled to announce that Launch Finance has been named a finalist across several different categories at the 2018 Better Business Awards, partnered by NAB and hosted by The Adviser; Australia’s top publication for Australian mortgage and finance brokers. Now in its fifth year, the annual Better Business Awards recognise individual and group excellence across 18 award categories. We …

Alex KempthorneLaunch Finance Shortlisted for 2018 Better Business Awards

2017 in Review: Biggest Financial Announcements of the Year

  It’s been a busy year for the finance and mortgage industry with plenty of changes, and the introduction of new policies and products, so in case you missed it, we’ve collated the biggest events of 2017 for you: 1.5% Cash Rate – The RBA left the cash rate at a record low of 1.5% throughout the entire year, after …

Alex Kempthorne2017 in Review: Biggest Financial Announcements of the Year

Everything You Need to Know about Refinancing

The year’s almost over, and it’s time to set goals for 2018. One important objective for the coming year should be to review your home loan. For most people, their biggest asset is their home, and concurrently, their biggest liability is their home loan.  So, it makes sense, when setting goals for the coming year, to include a review of …

Alex KempthorneEverything You Need to Know about Refinancing

4 Tips for a Smooth Home Loan Approval

It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, so it helps to be prepared with a pre-approved loan. By having a pre-approved loan, you know how much you can borrow and therefore how much you can spend, which means you can make an offer to purchase a property …

Alex Kempthorne4 Tips for a Smooth Home Loan Approval

How do banks calculate business risk?

When a bank lends money to a customer, it takes the risk that the customer may not repay the money under the terms and conditions offered by the bank.  Just like you, banks are in business to make money, so they want to manage their risk as much as possible when lending money to a consumer. When providing finance to …

Alex KempthorneHow do banks calculate business risk?

Why it Pays to Get a Second Opinion

One of our clients recently approached us and was looking to refinance their owner-occupied home loan, as well as their investment property loan. The investment loan was previously on an interest only term and had recently come to an end, and given the recent changes and restrictions, unfortunately their current lender would not extend the interest only product. This caused …

Alex KempthorneWhy it Pays to Get a Second Opinion

Commercial Loans at 4.45% for Business Owners

Do you have a client who is planning on opening up a new location or is planning a new business venture; say a new office building, shopping centre, industrial warehouse or apartment complex? They will most probably need a commercial loan and you’ve come to the right place. We have access to lenders who will provide commercial loans at 4.45% …

Alex KempthorneCommercial Loans at 4.45% for Business Owners

It’s Time to Speak to Your Clients about their Budget

It is now more vital than ever to be having a discussion with your clients about their budget and spending habits. Recently, the Australian Securities & Investments Commission (ASIC) have been focusing the spotlight on living expenses and now require Lenders and Brokers to request savings account statements to verify that the borrowers expenses accurately reflect what is in the …

Alex KempthorneIt’s Time to Speak to Your Clients about their Budget

5 Mistakes Business Owners make when taking out a Business Loan

It takes money to run a business, especially if you’re planning on purchasing new equipment or expanding. In most cases, you’ll need to borrow to get the necessary funds for your purchase or expansion. You therefore need to avoid these common mistakes:  1. Not following the business plan. Every business owner understands that it’s a nightmare putting a business plan together, …

Alex Kempthorne5 Mistakes Business Owners make when taking out a Business Loan