Are Loan Comparison Websites the Same as Using a Mortgage Broker?

Before taking out a home loan, it is essential that you compare lenders and their products first to know what your options are and to get the most suitable deal for your personal situation. There are three ways you can do this: Speak to as many lenders as you can yourself; Use a comparison website; or Talk to a mortgage …

Alex KempthorneAre Loan Comparison Websites the Same as Using a Mortgage Broker?

How Does my Spending Affect my Home Loan Approval Chances?

Home loan approval is more than showing a lender you have a deposit and consistent income.  Lenders are now closely reviewing your spending habits to ensure you can afford the loan you have applied for. Do you spend a lot of money on take away food, have a high mobile phone bill or like to do a little (or a …

Alex KempthorneHow Does my Spending Affect my Home Loan Approval Chances?

5 Tips for Keeping your Budget on Track this Summer

Summer is well on its way and with it comes holidays, Christmas and good times with friends and family, but this can also be an expensive time for many. With enough planning and financial discipline, you can enjoy the season without breaking the bank or missing repayments. The goal is to ensure you spend less than you make and focus …

Alex Kempthorne5 Tips for Keeping your Budget on Track this Summer

Short Term Funding for Small Business Owners

Being a small business owner comes with its fair share of challenges and maintaining a positive cash flow is often one of the most difficult aspects of running a business. If you have a client who is looking to bridge the gap on their business’ finances, a short-term funding loan could be just what they need. Short term funding can …

Alex KempthorneShort Term Funding for Small Business Owners

Accessing Equity for Small Business Owners

 Do you have a client who is a small business owner and looking to grow their business, purchase business equipment or complete a fit out? We have access to lenders offering loan products in which the small business owner can use the equity in their business, home or commercial property to help finance their business goals. It is possible to …

Alex KempthorneAccessing Equity for Small Business Owners

Helping Clients Save Thousands of Dollars in a Competitive Market

We recently met with a client who had a mix of business and residential debt totaling approximately $600,000.  They approached us to see if we could get a better deal with their current lender. Based on our industry experience, we knew immediately that the clients were paying substantially more than they should be, based on current market conditions. We approached …

Alex KempthorneHelping Clients Save Thousands of Dollars in a Competitive Market

How Do I Finance My Home Renovation?

Are you considering renovating your home or investment property? A well-considered and researched renovation plan can increase the value of your home or investment property. It may be that your well-worn bathroom or kitchen needs a revamp, or that the front yard need to be completely re-landscaped. The difficulty is, what is the best way to finance your proposed renovations? …

Alex KempthorneHow Do I Finance My Home Renovation?

Our Top 5 Coffee Hot Spots in Perth

It’s no secret that Perth people love their coffee and we’re no exception, so we’ve put together a list of our top coffee hot spots around Perth to add to your hit list this weekend. 1. May Street Larder – East Fremantle A hip café tucked away in East Fremantle with designer furniture and a broad menu with North American …

Alex KempthorneOur Top 5 Coffee Hot Spots in Perth

Helping First Home Buyers Consider Their Options

This month, we saw a couple that are self-employed and were struggling to get finance for their first home. As first home buyers, they opted for a specific type of loan for applicants with low deposits, however due to the complexity of their business structure, the lender would not grant them the finance that they needed. The client sought our …

Alex KempthorneHelping First Home Buyers Consider Their Options

The Benefits of using a Finance Broker vs Banks

Why use a broker when you can go direct to a bank? The answer is, why wouldn’t you use a broker?  Using a broker can save you a lot of time, stress and money! There has never been a more important time to use a broker as banks are tightening their lending criteria more than ever before. Here are just …

Alex KempthorneThe Benefits of using a Finance Broker vs Banks