Major Lender Now Offering Cash Back on Home Loans
If you are looking for a new home loan, you could be eligible for a $2,000 cash back offer. One of the major lenders is currently offering $2,000 cash back when you sign up for any new owner-occupier home loan. Whether you are a first home buyer, next home buyer or looking to refinance your […]
Investment Lending Changes Leads to an Increase in Interest Rates for Investors
Due to the recent guidelines issued by the Australian Prudential Regulation Authority (APRA), lenders have been forced to crack down on lending to property investors. APRA has demanded banks to cap investment loan growth at 10% p.a., which a number of lenders are already at, or even over, this limit, so they are under pressure […]
How Can Using A Mortgage Broker Make Your Home Loan Process Easier?
With so many lenders in the market, it can be quite confusing and time consuming to choose the right lender and product for your needs. Your options range from banks to building societies, each of which has its own set of advantages and disadvantages. The whole situation can become quite overwhelming and can often be quite […]
3 Common Mistakes to Avoid When Refinancing
Refinancing your mortgage can be a great way to get a better deal and there are a lot of great deals out there as lenders constantly tweak their products to build market share. As your personal situation changes, you can adjust your mortgage to reflect these changes and tap into a better deal. If done right, […]
Buying Property With Your Self Managed Super Fund – What You Need To Know
A self-managed superannuation fund (SMSF) is a vehicle that can be used to manage retirement savings on behalf of its members. SMSF’s are established for the sole purpose of providing more financial flexibility and expanding on your funds to help secure your retirement. SMSF’s are becoming increasingly popular due to the increase in property investment in […]