$1 Lenders Mortgage Insurance Premiums
With ever increasing property prices it is becoming more and more difficult to reach that magic number for your deposit. Currently a home loan requires a standard deposit of 20%. With median house prices currently at approximately $500,000, this equates to a deposit of $100,000. This figure may look like an impossible task for the […]
Looking Outside the Square for Solutions
It is imperative for lenders to get to know their customers and most importantly their financial objectives. At Launch Finance we pride ourselves on our personal approach as it allows us to understand their needs, wants and aspirations. It was this dedication to understanding our customers that allowed us to assist a client recently with […]
Considering Re-Financing? What You Need to Consider First
With the record low fixed and variable rates we are currently appreciating makes it an ideal time to refinance your loan. Refinancing will enable you to lower your interest repayments considerably and take out a more suitable loan, which is suitable to your current circumstances. However before you seek to refinance your loan, there are […]
Become More Appealing to Lenders With These 3 Simple Tips
Interest rates are currently at record lows, which is a good thing for consumers. It means that you’ll be able to take out a home loan relatively cheaply, especially considering that five-year fixed rates are at 5.21% on average, while variable rates are currently 5.19%. However, lenders are still fairly picky when it comes to […]
3 Key Concessions That Will Increase Your Borrowing Capacity
When it comes to assessing your borrowing capacity, lenders will look at a number of factors including current/potential rental income and existing loans and associated liabilities. Through our extensive network, Launch Finance brokers have access to niche lenders that will make special considerations regarding these factors in order to help you maximise your borrowing capacity. […]