5% Deposit Available for First Home Buyers
It can be a difficult task getting a foot into the property market with the average house price these days, however due to the current competitive market, first home buyers can benefit from even more choice as lenders find new ways to entice first home buyers into the market. Two new lenders have entered the […]
Fixed Rates Vs. Variable Rates – Which is More Suitable?
When taking out a home loan, one of the biggest decisions you will make is whether you opt for a fixed rate loan or a variable rate loan. So, which one is more suitable? Each option comes with uniquely attractive benefits and limitations. Deciding which one is right for you will largely depend on your […]
Can I Buy an Investment Property Using Equity?
Owning an investment property can be a great way to grow your wealth and to gain financial freedom. While most people think that buying this type of property is difficult, the great news is that you can actually acquire one using the equity that you have built in your existing property. How Does Equity Build […]
4 Questions to Ask Yourself Before Taking Out a Loan
Home loan terms typically last up to 30 years, which is a considerable amount of time when you think about it. It is most likely the biggest financial decision you will make, which is why you need to ask yourself a number of important questions first before you jump in. These include: 1. How much can […]
What is Pre-Loan Approval and How Can It Help Me?
Before diving into the property market, whether it’s to buy your first home or an investment property, it is a great idea to first obtain a pre-approval for your loan from your lender. Pre-approval gives you an edge when looking for the right property as it lets you do a lot more things when shopping […]