Overcapitalising: What it is and How to Avoid It
As a home owner or property investor, you may have heard the term “overcapitalising”. But what exactly is it and why is it considered bad? While adding a new deck or kitchen can increase the value and enjoyment of your property, overcapitalising can end up costing you more than you planned. Here’s a closer look […]
Owner Occupied Interest Rates on Investment Properties
Are you looking to purchase an investment property or already own an investment property and wishing to purchase another? We can help overcome the high interest rates on investor only loans to secure you an owner occupied interest rate. The interest rate increases for investor loans have been largely due to pressures and regulations from […]
Helping Clients Have Their Dream Home & Investment Property Too
At Launch Finance, we recently helped a husband and wife who were looking to purchase their new dream home. They owed no money on their owner-occupied property, but had a fixed rate loan secured against their investment property which also used their owner-occupied property as additional security. In order to put an offer on the […]
2017 Federal Budget Summary
As you know, the Australian Government released the 2017-18 Federal Budget earlier this month. The big question is, what does this mean for you? We have summarised the budget into some of the key points that you should be taking away. Bear in mind, any changes proposed in the Federal Budget need to be passed […]
Car Finance – What are Your Options?
You may have seen recently car yards offering car finance at extremely low rates, sometimes as low as 0%. Sounds too good to be true? It isn’t, it’s actually a great option if you’re considering a new car purchase. Here’s how it works. Car manufacturers have had to get very creative to try and sell […]