PERTH & MANDURAH 08 9367 4222

08 9367 4222

The current record low interest rates have seen a greater increase in investor lending with Australians and overseas buyers purchasing investment properties, leading to investment loans growing at 21 per cent each year. The Australian Prudential Regulation Authority (APRA) are concerned that a housing bubble is beginning to form in Australia and have brought in a policy change to limit investor lending and help cool the Australian property market.

APRA want to limit investors purchasing property with small amounts of equity like they previously have and have advised banks to slow their investor lending, which has led the banks to adopt new lending criteria for investment loans. This new criteria includes: