Positive Credit Reporting and What it Means to You…
In 2014 the government made amendments to the Privacy Act 1988 permitting lenders to provide information to credit reporting agencies on more than just defaults. It allowed lenders to report on repayment history, including missed or late payments. Up to now however, lenders have not applied this more comprehensive method of credit reporting. As a […]
Our Top Apps for House Hunting, Renovating & Decorating
Technology is all about helping make our lives easier and these days hunting for the perfect property, decoration inspiration and renovation ideas can all be found in the palm of our hands. We have put together our must-have apps for the savvy home owner, or soon to be home owner. 1. Houzz Australia Once you’ve […]
2017 in Review: Biggest Financial Announcements of the Year
It’s been a busy year for the finance and mortgage industry with plenty of changes, and the introduction of new policies and products, so in case you missed it, we’ve collated the biggest events of 2017 for you: 1.5% Cash Rate – The RBA left the cash rate at a record low of 1.5% throughout […]
4 Tips for a Smooth Home Loan Approval
It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, so it helps to be prepared with a pre-approved loan. By having a pre-approved loan, you know how much you can borrow and therefore how much you can spend, which means you can make an […]
Are Loan Comparison Websites the Same as Using a Mortgage Broker?
Before taking out a home loan, it is essential that you compare lenders and their products first to know what your options are and to get the most suitable deal for your personal situation. There are three ways you can do this: Speak to as many lenders as you can yourself; Use a comparison website; […]