How Often Should I Review My Home Loan?
Your personal needs and circumstances will change throughout the years and it is important that your current home loan reflects this. A home loan that suited you when you bought your first home in your 20s may not suit your current circumstances 10 years later. Not only is it important to find a home loan […]
Can I Still Get a Home Loan with a Bad Credit History?
Racking up a bad credit rating can be potentially harmful for your credit history and may cause issues when you want a home loan. Don’t stress just yet, there are options for people with bad credit history. There are lenders out there that offer loan products specifically designed for people with a bad credit history. […]
Can I Negotiate a Better Deal with My Current Lender?
As a consumer, it’s always in your best interest to find deals that will help you save more money than you’re currently spending. This applies to whether you’re buying groceries or shopping for a home loan. If you’re wondering if you can ask for a better deal from your current lender, then the answer is […]
How Do I Know if I’m Paying Too Much Interest?
Apart from your loan amount, a huge bulk of your mortgage repayments goes towards paying off the interest your loan has accrued. Your home loan repayments go towards two amounts, the amount you are repaying back to the bank and the interest where the bank makes money from. No one likes paying interest and it’s the […]
5 Ways to Help You Save More Money in 2016
The year’s almost over, and it’s once again the time when many of us make our list of resolutions for the coming year. For some, it’s about creating a healthier lifestyle, while for others; the coming year is about becoming financially stable or independent. If you’re looking for financial stability, saving money is your first step […]