3 Ways Mortgage Brokers Add Value
Purchasing a property can be quite scary when you’re starting out. There are a lot of things that you don’t understand and even more things that you have to consider. Do you opt for a fixed or variable interest rate? What documentation do you need to provide to meet the lending requirements? How much deposit […]
3 Ways to Make the Most of the Record Low Interest Rates
Interest rates are a hot topic right now with the Reserve Bank of Australia (RBA) cutting rates by a further 0.25 percentage points in May, bringing the official cash rate down to 1.75 per cent – the lowest one on record. This is great news for homeowners who are currently holding a home loan or […]
Can Mortgage Brokers Get Better Deals? If So, How?
Taking out a home loan can be a difficult task and become very confusing with so much on offer. You have to compare different products offered by various lenders, and then you have to apply for the loan, which also means you’ll have to prepare the necessary documents for the application, and the list goes on […]
The Do’s and Don’ts of Refinancing
Is your current lender offering you the most suitable deal possible or are they offering new clients better deals? It is important to question your loan in the current market if you’re paying high interest rates as you could be taking advantage of the record low rates. Before you consider refinancing your home loan, it is […]
How Can I Make the Most of the Low Interest Rates if I Already Have a Home Loan?
Interest rates are a hot topic in the property home loan market at the moment with interest rates at an all-time low. In May 2015, the Reserve Bank announced that it would cut cash rates to a record-low of 2 per cent. Banks and other types of lenders naturally followed suit. Yes, this has happened in […]