Tips to Lower Your Mortgage: Redraw Explained
During your home loan research, you may have come across a home loan that offers a redraw facility. It’s one of the less glamorous home loan features, however this option deserves a second look. Here’s why: The redraw facility explained If you have made additional repayments to reduce your variable rate home loan balance over […]
Your Guide to Investment Property Loans
When searching for an investment property loan, there are certain things to look out for as they tend to be structured a little differently to standard home loans. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation Interest-only, fixed, variable, offset – […]
New Year, New Budget
2018 has well and truly begun, the festive season is over, and some people will be a few kilos heavier! Goals are being set about fitness and business, but too often we forget to set financial goals, including our personal finances. So, we are making a call for February to be the time to set financial goals […]
4 Tips for a Smooth Home Loan Approval
It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, so it helps to be prepared with a pre-approved loan. By having a pre-approved loan, you know how much you can borrow and therefore how much you can spend, which means you can make an […]
5 Tips for Keeping Your Budget on Track This Summer
Summer is well on its way and with it comes holidays, Christmas and good times with friends and family, but this can also be an expensive time for many. With enough planning and financial discipline, you can enjoy the season without breaking the bank or missing repayments. The goal is to ensure you spend less […]