How To Save On Lenders’ Mortgage Insurance
Lenders’ Mortgage Insurance (LMI) is a fee you pay the lender when you borrow more than 80 per cent of the property’s purchase price, which insures the lender in case you cannot meet the repayments. While it is usually recommended that you avoid the LMI by keeping the loan at 80 per cent or lower, […]
4 Tips To Help You Become More Organised This Tax Year
With the 2015 financial year gone and the new financial year just beginning, you’re likely in the middle of or are recovering from the stress caused by preparing / lodging your tax return. Keeping those receipts in a ‘safe place’ seemed like a good idea at the time, until you needed to collate them all […]
3 Tips To Get Into The Property Market In The Current Market
Getting a foot into the property market can seem like a daunting task, especially when there are so many different options to consider. If you’re thinking about getting into the property market, you could be making an excellent decision as you will be taking advantage of the record low interest rates and purchasing in areas that […]
Where Are Interest Rates Headed Next?
The Reserve Bank of Australia (RBA) announced this month that it will be keeping rates at a low of 2.0 per cent following the rate cut in May 2015. It may come as a surprise to many, especially since just last year, a good majority of analysts were expecting rates to start climbing this year. Many […]
Sourcing The Perfect Loan For Our Clients Situation
Launch Finance recently assisted a client in obtaining an Unsecured Personal Loan in order to keep his house during a settlement agreement with his ex-partner. The client came to Launch Finance seeking a solution to a property valuation shortfall for a property that he shared with his ex-partner. The couple shared an existing home and due […]