2017 Federal Budget Summary
As you know, the Australian Government released the 2017-18 Federal Budget earlier this month. The big question is, what does this mean for you? We have summarised the budget into some of the key points that you should be taking away. Bear in mind, any changes proposed in the Federal Budget need to be passed […]
Car Finance – What are Your Options?
You may have seen recently car yards offering car finance at extremely low rates, sometimes as low as 0%. Sounds too good to be true? It isn’t, it’s actually a great option if you’re considering a new car purchase. Here’s how it works. Car manufacturers have had to get very creative to try and sell […]
What is a Reverse Mortgage?
Reverse mortgages go by many different names, some of which include Seniors Equity Release, Equity Unlock and Accommodation Bond. A reverse mortgage is a niche loan solution that applies to a growing group of people who, as they age, are finding themselves asset rich and cash poor. A reverse mortgage enables a person or couple […]
Is Your Home Loan Due For a Health Check?
Just like us, our home loans often need a health check to ensure they are still fit and healthy and meet your personal needs and circumstances. Circumstances can often change and a home loan health check is an essential way to fine tune your home loan and reveal if you’re paying too much. So, what […]
Offset and Redraw Facilities – What are They and How Can They Help?
Offset accounts and redraw facilities are loan features that allow you to use surplus income or savings to reduce your loan balance and thereby reduce the amount of interest you pay on your loan. So, how do they work? Offset Accounts An offset account is essentially a savings or transaction account that is linked to […]