Taking the Time to Really Understand Our Client’s Situation
We were recently referred a client, who had been denied a loan on multiple occasions with another broker. We were able to assist this client in completing the necessary financial paperwork in order to access the funds they required. This client, who was referred to Launch Finance by the property agent, had been dealing with […]
The Pros and Cons to an Offset Account
An offset account is a transaction account that is attached to your mortgage. As the name would suggest, the amount you have in your account will offset the interest in your home loan. So if you have a loan worth $500,000, and have $30,000 in your offset account, you will only pay interest on the […]
Key Tips to Purchasing a Property with a Friend
Purchasing a property with a friend can be a key strategy in helping you enter the property investment market sooner than you normally would. It allows you to share the up-front and ongoing expenses of property ownership, thus lowering the financial barrier of entry. In addition, it can make managing the property easier since you […]
Financial Habits You Shouldn’t Inherit
We’re all prone to habits. These include financial habits that have been passed down to us from our parents, such as saving up money for a rainy day and never spending more than what we earn. While majority of these habits are helpful, there are also those that we think are good but are, in […]
3 Tips for Paying Off Your Mortgage Sooner
The average mortgage term in Australia ranges from 25 to 30 years, but you don’t have to be stuck with your mortgage for this long. Below are some tips and strategies that can help you pay it off sooner. 1. Pay more. If your specific type of loan allows it, then you can make unlimited […]