Credit Reporting and What it Means to You
Millennials, or consumers born between 1980 and mid 2000, make up almost a quarter of Australia’s population, according to the Customer Owned Banking Association (COBA) report, “Take Charge: Credit Reporting and Millennials”. The report researched the attitudes of younger Australians towards their credit history and how they manage expenses. The research indicated that younger Australians […]
Who Can Keystart Assist?
Keystart home loans is an initiative of the Western Australian Government which is designed to bring Australians home ownership dream alive by offering affordable, low deposit home loans with no lenders mortgage insurance. Keystart can assist applicants who are over 18 years of age, an Australian citizen and looking to purchase their first or subsequent […]
WA Government Increases First Home Owners Grant
Exciting news to kick off 2017 for first home owners looking to build their first home, as the WA Government announces a temporary boost to the First Home Owners Grant (FHOG) of $5,000. The FHOG is currently $10,000, meaning eligible applicants could receive up to $15,000 from the WA Government towards the cost of building […]
Welcome to 2017!
Happy New Year! 2017 is shaping up to be an interesting time for the property market. Interest rates remained low throughout 2016 and we are expecting rates to stay low in the early stages of this year. However, there is speculation that change is in the air and that interest rates may be due for […]
How Can I Negotiate a Better Deal for My Home Loan?
With today’s record-low interest rates, the loan market is more competitive than ever with lenders seeking to attract new clients and maintain their current ones. This naturally benefits consumers, including those shopping for their first home as well as those who are looking for a better deal for their existing loan. However, it’s not always […]