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Longer Lender Turnaround Times and How to Speed Up Your Loan Application

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Major lenders have been taking longer to process loan applications in the past few months. The major factors increasing the length of turnaround times are low interest rates, government incentives increasing first home buyer traffic and a buoyant property market. In the latest ABS report (November 2020), the survey showed a record high of mortgage […]

What You Can Borrow or What You Should Borrow?

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The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on […]