Meet the Team – Kirsty Dellow-Pawski
From keeping up with her sons’ rugby matches to walking her thoroughbred boxers and being an avid reader, learn a little more about our superstar Operations Manager – Kirsty Dellow-Pawski
Reduction in Serviceability Rates – Can You Borrow More?
Earlier this month, the Australian Prudential Regulation Authority (APRA) finalised its revised guidance on serviceability assessment rates for lenders in relation to loan applications. Previously, APRA required all lenders to calculate a borrower’s capacity to repay a loan using a mandatory minimum interest rate of 7% per annum. Common industry practice for lenders was to use […]
Australian Banking Association – Identifying Vulnerable Customers
On 1st July 2019, the Australian Banking Association (ABA) released a new Banking Code of Practice (BCoP), which amongst other things, requires member banks to identify potentially vulnerable customers. Whilst the BCoP is only binding on member banks, the Australian Financial Complaints Authority (AFCA) has indicated that it considers these measures good industry practice and […]
Launch Broker Off-Road – Variety WA 4WD Adventure!
The Launch team love getting involved in the community, particularly when it makes a difference. Last month one of our brokers went off-road and took part in the Variety WA 4WD Adventure! The event takes 4WD vehicles and their owners off the bitumen and into the outback. The aim is to raise funds for WA […]
Get to Know Your Broker – Duncan Pearce
From keeping active playing competitive hockey to enjoying the outdoor life in Perth, following AFL and cricket and his love of people, learn a little more about your broker – Duncan Pearce