Can I Still Get a Home Loan If I Am Self-Employed?
When looking for a home loan, the biggest factor that lenders will look for is your ability to repay the loan. For those that are employed, this is proven with payslips. However, what if you’re self-employed? Will this make it more difficult to get a home loan? If you are self-employed, your income has the […]
Our First Home Buyers’ Checklist
Buying your first home is an exciting experience, but it can also be a daunting and confusing journey if you don’t know what you’re doing. At Launch Finance, we want our First Home Buyer clients to enjoy the process of purchasing their first home, so we have put together our checklist to get you feeling […]
Working with Our Clients to Save Them Time and Money
We recently assisted a husband and wife who had separated on good terms and were looking to divide their assets equally. One of the main issues before them was that they held three investment properties together and wanted to divide the assets between them. The difficulty in doing this was that the assets provided security […]
Home Loan Postcode Restrictions and You
Home loan postcode restrictions are essentially a way for lenders to manage risk. A lender will place a post code restriction on an area that has or is expected to sustain poor or negative property value growth. This restriction seeks to ensure that the value of the property securing the borrower’s loan is not eroded […]
Record Low Fixed Rate Interest Loans Available
Interests rates are at a record low and fixed rate home loans are more appealing than ever with lenders offering attractive fixed rates for consumers to take advantage of. We are now seeing some lenders offering 4 year and 5 year fixed rate loans with interest rates starting at just below 4%. This is the […]